Travel insurance for the elderly

  exdragon 11:09 11 Jun 2010

Hi - my neighbour (over 75) is contemplating a trip to Australia and was asking me about travel insurance. For ages I had on my notice board a newspaper cutting concerning particularly good company which specialises in such things, but, Sod's Law being what it is, I threw it away during the last tidy up.

I know it wasn't Saga, as I've checked their rates before for someone else. Googling bring up loads, but does anyone have any personal knowledge? I'm sure it was one of the less well-known companies, but it got an excellent write up in whatever the article was.

  exdragon 11:34 11 Jun 2010

fourm member - that rings a faint bell, I'll make a note of it (and won't put it on the notice board!) and see if any others crop up. Thank you.

  hssutton 11:43 11 Jun 2010

My bank Natwest (Advantage Gold) charge me and my wife £50 each per year.and include my 42 year old disabled for free.

  Bapou 13:08 11 Jun 2010

RIAS,(Retirement Insurance Advisory Service), for the over 50's click here is well worth checking out.

We have used this service for many years for Buildings and Contents insurance and have been totally satisfied.

Our holiday insurance is taken care of by using Lloyds Bank because it's free until we are 80 years old by keeping a minimum balance of £2,000 in a current account.

If we are still here then we will not hesitate to contact RIAS for travel insurance as well.

  exdragon 13:28 11 Jun 2010

Just found it lurking under something else. It was World First, so I'll pass it on and he can check it out.

Thanks for your replies

  Bingalau 13:59 11 Jun 2010

Glad I just read your little bit about Lloyd's bank and its free insurance for people who have £2000 in credit. Because I have always used that too. Unfortunately as I have now turned 80 years of age I shall have to go and check up on it. No point in me keeping that amount in a current account for nothing. Does the same thing apply to their free membership of the AA?

  johndrew 14:20 11 Jun 2010

We have used M&S travel insurance for some time now click here. They appear to be once of the best and cheaper than some others. You also have an choice of two levels of cover which is handy.

  rawprawn 15:10 11 Jun 2010

If you join "Marks and Spencer Premium Club" (£10 per month cost) you get free travel insurance up to 80 years old (I think thats right)and lots of other goodies.

  rawprawn 15:14 11 Jun 2010

Yes I just checked it's up to 80 years old, I use it (I'm 72) and I have to pay an extra £34 per year to cover my pre existing Rheumatoid Arthritis.

  johndrew 16:11 11 Jun 2010

Think I shall be investing in another bit of plastic having read the words about Marks and Spencer Premium Club. Even with a penalty for pre-existing it looks to be good value.

  Bapou 16:49 11 Jun 2010

Not sure about the AA perk. We have a few years on it yet but will definitely check it out next time in the local branch.

Thanks for reminding me.

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