I think what matters most is that, if it was a significant purchase using a debit card, then the cardholders account may have gone into the red through no fault of their own. It will be interesting to see what the attitude of Argos is to this happening.
Yes, you're right and I realised my mistake when I re-read it after posting - how I wish we had an edit button - or even a post preview option like the the good old Register comments pages.
As for Ventanas, I would hope that any person who can prove they've been pushed into the red because of this will either get their fees waived by the bank, or refunded by Argos. I can't see Argos refusing to do this if the customer can prove this was the case.
My gym once took everyone's subs a week early, they offered to refund my overdraft fee because they took the money the day before payday, but I phoned the bank & they waived the fee anyway...
Its interesting to see how the banks waived the fees. But it might pay to check and see if the action taken by the bank had been noted on your account for perhaps future reference. Next time you want any fees waiving, it might not be a simple procedure ;o(
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