Do you use Internet Banking?

  VoG II 08:37 28 Aug 2004

If you do click here and take note!

  Mister Splendid©®™! 08:54 28 Aug 2004

This shows clearly that if you use internet banking it is especially important to ensure you have good internet security software and keep it upto date.

  cga 09:23 28 Aug 2004

However this does seem a bit alarmist and out of date. I use at least two of the banks mentioned and both have instituted security measures where keystroke recording would be of no use (I wont give details).

On my German bank keystroke recording could allow access to view my account but there is a very simple procedure to prevent unauthorised transactions.

There are good reasons to be aware of keystroke recording programs and take precautions but the banks (at least the ones I use) seem to have got their act together on this.

  VoG II 09:42 28 Aug 2004

The concept isn't new but the trojan is click here

  cga 09:52 28 Aug 2004

Yes - without going into too much detail the schemes being adopted by the banks to combat this fall into two broad categories :-

1. Requiring entry of data that changes each time you log on (my German bank has a particularly neat scheme for this)

2. Using mouse click to replace keystrokes (not sure if this is quite as secure but it certainly ups the anti).

Keystroke recording trojans are probably a higher risk when using e-retailer sites and entering your Credit Card details

  no-name 10:07 28 Aug 2004

As cga says your CC details are more at risk because your keystrokes are constant.

If you don't take the correct security precautions you will be at risk - whether it be on-line banking, on-line shopping or even with ATMs, petrol stations, restaurants etc.

My CC company contacted me recently because of an odd transaction that emanated from the USA - they told me that my CC number was probably sold via a petrol station or restaurant.

  Andybear 14:22 28 Aug 2004

I've been using Internet banking for several years. The one I use have a PIN and password system and rather than type in the whole PIN and password, each time you're asked for random letters / numbers, that means you're not typing in the same details each time.

  CurlyWhirly 19:38 28 Aug 2004

I use Cahoot and at first glance it does seem worrying but if you read the 'Terms and conditions' in the event of an online fraud you are only liable for the first £50 anyway.

I do however wish that Cahoot would use a drop-down menu in place of the current system of having to enter your password and other memorable information as you have to enter them in FULL and if this trojan WAS on your PC this could be a security risk.

  jakimo 11:50 29 Aug 2004

This may be the answer

click here

  CurlyWhirly 11:59 29 Aug 2004

Thanks for your reply.
I have looked at TDS before but to be honest it puts me off as it looks rather complicated!
I already have the REGISTERED version of a2 trojan scanner - is this good enough to protect me?

  jack 14:28 30 Aug 2004

I guy asked me whether I used Internet banking because he thought he might have a go.
Knowing my computing interersts he was surprised to learn though signed up, I did not infact use it.
Securtit matters apart I said there is a competance and reliabilty sequence of events that are weak links.
1. Your own computing competance.
2. Reliability of your equipment
3. Reliability of the telecom link
4. Reliability of the banks system.
All or any of these can let you down at any time.
Sods law says when you most need it.
So Me?
I'll stick to armchair/telephone banking and the hole in the wall[first having put a bag over my head and gloves on so the hole in wall the fixers to get at me there either]

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