I get a monthly bonus dependant on how much tonnage i produce that's above budget. I have no problem with bonuses or incentive schemes if they are paid according to how much profit you make. But, paying one, no matter how much money you lose, especially if it's the tax payers is just plain wrong. Profit = bonus.
Borrowing money at 0%-0.5% and then lending it out at 6%-29% does not need a sharp financial brain as a short-sighted baboon with rheumatism could not fail. Ironically it is our money that they are lending back to us and charging us for the pleasure of borrowing it. Of course the bankers will chirp that it is their Foreign Inv. Div. that has contributed the most...would that be the same Division that rescued RBS when they were in deep doo-doos? Rat+smell+a+I (rearrange to suit).