In Word - Table>Insert>Choose Number of columns & Rows. The borders are down to Selecting the table (Click in any cell,Table>Select Table and then Format>Borders & Shading). Now select the NONE box - basically to wipe out any formatting at all. Then select your point size FIRST, then click on the graphic box where you want the borders.
Post back - I haven`t got 97 in front of me but read the thread title!