"(3) the 19% of you still using Win98 are facing a tough choice as your OS slips into nonsupport by Microsoft"
What's the panic? I can't remember the last time I had an update for Win98 from Microsoft.
Just because MS stop supporting Win98 doesn't mean it won't work with the software it's using now.
With new software or hardware XP might become necessary I agree, but some people are being frightened into an upgrade sooner than they need to be.
There's plenty of life in Win98 yet.
Having said that, I have got XP and WIN98SE on my PC.