Never had this problem about delayed payment, always instant now, unless there is something wrong with the sellers account.
Made a number of purchases on Sunday, received them today, all paid for and to the seller's satisfaction.
Did have an email from a seller last week stating that they had not been paid. I had confirmation that PayPal had processed payment. Apparently the seller rechecked and found that the payment had been made into her husbands account by mistake.She blames PayPal!.
Normally if there is 'pending' showing, it usually indicates the account as not been set-up correctly.If you go to your PayPal account, I think it should state 'verified'. That means PayPal have checked and arranged payments from your bank and/or credit card company.
leo49, don't know whether it was me that "cocked" it up. All I did was hit the Paypal payment button, which took me to my Paypal account where I had to sign in. I just followed the prompts from there as normal. I did notice that it said something about eCheque though.