Yes, and any other settings that can be done in a emphasized textnewemphasized text user account for use as the default for future accounts.
In fact, as I want user 2 to have access to my documents, photos, address book, bookmarks & other work, I'd like the 2nd account to be just like using mine (to start with anyway, until any different tastes emerge). The only difference I want is for it not to be an admin one (so the other user won't have to worry about 'breaking' anything).
(I realise of course that duplication (if it's possible) can't include the purging of all the superfluous bits of software! Or account settings for individual programs such as Firefox).
It's looking like I'll have to just do those settings again, once anyway. The instructions I have involve selecting a user profile in System Properties, pressing 'Copy to' and selecting the Default User folder. But with my own user profile, 'Copy To' is greyed out.