Taran's warranty has clearly paid off in this case, as indeed has his moaning. It usually takes me several weeks of moaning, before my wife relents and allows ME to buy anything she considers a boy's toy.
The value of an extended warranty clearly depends on the probability of having to use it and the disruption a failure may cause.
It's unfortunate, but understandable that there isn't a small army of proficient repair people out there just waiting to be employed on a 'as needed' basis and carrying all the spares for anything that breaks.
As it is, paying up front would seem to be the best way for the risk averse.