Taking your questions in the order in which you asked:-
- No. It may include a trial version, but that will be all.
- Yes. The Surface will be running Windows 8.1 Pro, you can install any software that is compatible with that version.
- See answer above
- It has a digital compass, but you can't use it as a satnav device out of the box.
- No, and yes.
- Yes, but the fans are tiny. The tablet will get hot when it's working hard. 7.Yes
- It has bluetooth connectivity, provided your Bluetooth device is compatible with Windows 8.1
- Read this