Have you heard of Novatech? They do insurance with any Notebook/laptop. They offer something like £49 for a whole year. This is insurance for Accident and theft for a notebook/laptop under £1000. However it is £70 for computer over £1000. How does this compare with what you have?
ALL of my electronic equipment (computers, Hi Fi, TVs, DVD player, camera etc.) is insured under my home contents insurance policy. There is no need to take out special policies. you can make any provisions you want to relating to cover that you want to. If your insurance company won't cooperate, change to one that will.
Pops, does your insurance company cover your high-value gear outside the house? The reason I ask is that standard household insurance will not cover a laptop away from home, and there are often exclusion clauses stating this in policies. My home insurance company, Lloyds, do not even have a premium that will cover a laptop away from home. Some insurance companies will charge you about £40-70 per year extra to cover a laptop.
Currently living with my parents, just wrote off a laptop that has been replaced under the household cover, don't want to have to use it again as it is my parents insurance, not mine. Have been told (albeit by a PC World salesperson - pinch and salt come to mind)that they wouldn't pay up if it happened again. PSU quote is for £35, but I'll have a look at Novatech as well - thanks for the tip.
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