Tips on how to find the right technology product at the right price. Here's how to grab a bargain when buying a laptop, tablet, smartphone and more.

Products such as smartphones, tablets or laptops will lie under many a tree this Christmas, and are some of the best gifts money can buy. But shopping for tech can be an expensive business, full of pitfalls for the wary. Here we offer simple tips to help you get the best value when you buy technology products, as gifts or for yourself.

We've focussed on tablets and laptops, but the same advice rings true for all tech products, including smartphones, cameras and printers. See also: Best Christmas gifts: 2012 Christmas gift guide.

Get the best price on tech: Research 

It sounds obvious, but if you want to get value for money it is important to do some research. And the start of that process is researching which product is best for your needs. Remember, 'cheap' doesn't always equate to 'good value' in the technology space, especially when you are purchasing high-tech, personal items such as smartphones, tablets and laptops.

Consider tablets, for instance. Recently a reader challenged me over my assertation of a year ago that the iPad was 'well-priced'. Surely, he said, Android tablets were cheaper and product tear-downs had shown that the components were worth a lot less than Apple charged for the iPad?

But here's the thing. A tear-down of the components of a device will show how much those components cost, but it bears only a small relation to the value of that product. I do think the iPad is well-priced, still, although the argument is more nuanced than it was when I made that comment a year ago. Then the only products that came anywhere near the iPad weren't as good, and cost at least as much. And - a good example of where low cost of purchase can lead you astray - they ran an Android OS that wasn't fit for purpose on tablets, with nary a tablet-optimised app or decent source of music and movies to be found.

The market is very different now - with Nexus 7 and Nexus 10Kindle Fire HD and Barnes & Noble's new Nook tablet the hardware is getting close to iPad levels, and the price for those products is a lot less. The Microsoft Surface RT adds a decent Windows option - but at the same price as the iPad. And Android Jelly Bean is a proper tablet OS, with good music and movie options, although there is still a lack of apps for tablets on Android.

With regard to 'value', then, the Nexus devices, and the tablets from eReader makers, are subsidized. As such they are a good deal for consumers, but you are making a deal: the Kindle Fire is locked down to the extent that it is a useless brick unless you are happy to purchase content via Amazon. The Nexus devices are subsidized because Google's main customer is advertisers, and because it wants you to purchase apps and music, whilst delivering data to advertisers.

None of these things makes them bad products, but it does put the iPad price into perspective. They are different devices for different needs.

So before you decide on a product to buy, sketch out what you need it to do. Then read as many reputable reviews as you can from sites such as PC Advisor. Take in user reviews, but take them with a pinch of salt - every product ever made has some poor user reviews, and often the criticism is based on factors that won't be relevant to you.

You'll have a much better shot at getting a bargain if you enter the market knowing exactly what you want.

Get the best price on tech: Use price comparison

Price-comparison has a bad name in some quarters, and with justification. But used well it can unearth the odd bargain. And at the very least a visit to Google Shopping, PriceRunner, Reevoo and the rest will let you know what sort of price you should be paying for your selected product.

Don't limit yourself to price-comparison websites, either. Hit the high street with a smartphone and you can utilise a raft of comparison apps whilst physically checking out gadgets. One of the best is Skinflint, a price-comparison app dedicated to tech that is available on iPhone and iPad.

Skinflint app Using Skinflint you can compare the cheapest prices for tech products from more than 850 UK technology retailers. If you've done your research you can shop by specification and compare prices from major chains, online retailers and hundreds of independent retailers. And because Skinflint includes geo-location services and a barcode scanner, you can find out who has what offers in stock, wherever you are.

Reputable apps and sites such as Skinflint will endeavour to show you detailed information about vendors, as well as the total cost of purchase. But it is easy to be caught out, and there are limitations to price comparison. The business model of most comparison engines is that the company doing the comparing gets a small cut of any sale made. Given the already small margins most resellers make on technology products, and the relative ease of access to the market for online retailers, this can lead to some sharp practice. It's also why some big manufacturers and vendors make a point of saying 'we are not on price-comparison sites' in their advertising.

"It's still the wild west out there, with companies big and small using every trick they can to grab your attention," said Brian Trevaskiss of reputable technology reseller More Computers. He outlined some of the ways that companies mask the true price of their products in order to 'win' a comparison, and then charge you more in the final analysis, something More pledges never to do: "You'll find ex VAT prices, free delivery (but only when you spend over £1,000), non UK models and out of date sites with no stock.

"Sites come and go at a phenomenal rate. Un-scrupulous cowboys set up, sell goods at below cost, rack up debts and drive away in their expensive cars, with no intention of supporting their customers or paying their suppliers."

So by all means use price comparison as a reference, but don't simply plump for the 'cheapest' price you find. And if you must buy via price comparison, follow Trevaskiss' advice, even if it means paying a little more in the short term: "Buy from a retailer with a proven track record - and one that pays its UK taxes. It's worth it if your delivery doesn't turn up or your product goes faulty."

To which I'd add the following: find the best deal on price comparison, and then compare it to what is available from the manufacturer or vendors such as More or John Lewis from whom you have previously purchased, and who you know will be around to fulfil any support requirements. You will never get much of a deal on an iPad, for instance, so you are almost certainly as well off buying it from Apple as from anywhere else.

And bear in mind that some products are available only, or primarily, from their makers. So if you are looking for an inexpensive laptop, for instance, check out what you can spec out on the Dell website, and see how those specifications compare with standalone SKUs you can find on price comparison. The chances are Dell will compete well, and you know that it will still be around in a year or two if your PC requires repair.

NEXT PAGE: checking all the options, and avoiding the upsell >>