The Register article on the new Banking Code produced by the British Bankers' Association. Makes it clear that customers could be liable for any losses if you have old or no Anti Virus / Anti Spyware / and a Personal Firewall.
Not quite sure if this is a positive move, i.e. they will help their customers get software and stay up to date, or the banks trying to find a get out clause.
Our bank was to introduce 'free for a time', various methods of protection to their customers, including little machine for internet credit/debit card usage. Never seemed to have materialised. But then again, it was going to cost the bank money. Nice suggestion and thought though.
There was a time when older people used to brag that in their younger days they never used to have to lock their front doors. Be that as it may, but the truth was that they hardly ever had anything worth stealing.
Now not only will the criminal steal what we do have but will manage to steal what we don`t have. Quite often the bank or the retailer will take the loss but this is not always the case. So as sunny staines suggests we would be fools not to take precautions.
I knew a guy (used to be my Boy Scout leader!) who never used to lock his car because he still felt that way, he had too much trust for society. His Rover 25 was stolen and he wasn't able to claim on the insurance, which begs the question: Who would ever steal a Rover?