following on from the recent northern rock debacle, if you had a serious amount of money, i.e. a million upwards, where would you put it if you wern't spending it? The stock market (or anything market related)? A nice 'safe' bank? The mattress? somewhere else?
I would not keep it at all. If the situation was that you had no immediate need- got a roof over your head ,got a car, kids taken care of etc.,etc.,
Simply give it to your most favourite cause where it would the most good- a local hospice comes to mind. Then the worry of what is happening to it will gone to be replaced with a feel good glow- what could be better.
In a small (it would have to be with only one million) apartment somewhere near Lord's so I didn't have to get up stupidly early when the Test matches were on. It's not likely to lose its value either.