I'm just back from trying to pay some bills at my local post office with my shiny new debit mastercard. They refused to take it, stating that it was a credit card. I showed the assistant the hand held terminal which clearly showed DEBIT MASTERCARD but she was adamant that it was a credit card and told me I could withdraw cash from the ATM to pay my bills.
I made her cancel all the transactions.Clydesdale bank say it isn't them that's at fault it's the post office that hasn't updated it's system. So why issue cards if everyone is not on board?
Whilst it costs nothing for the customer to use a credit or debit card, it does cost the retailer.
Depending on the number of transactions per month the retailer will be charged between 30p & 75p per debit card transaction. Credit cards are slightly different, a % of the transaction is charged, usually between 1% & 3%.
To answer the OP's question, if a company waited for everyone to come "on board" nothing would ever be launched.
It's not so long since the post office wouldn't accept any kind of card, my local still doesn't take debit cards for car tax, which is why I've bought it on line for the last two years...
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