My son in law was employed by RBOS as an IT consultant to try and put risk strategies in place after the crash.
He said that the management attitude remained unchanged, as though nothing had been wrong. He was glad to get out when he completed his contract.
My answer sunny is a resounding Yes. When I was in business if I had got into financial difficulties nobody would have bailed me out.I understand the difficulties in letting banks go under, but I have no sympathy for the management who created the problem.