click here are the best firm that I have ever used in all the time I have had insurance. They allow old injuries and there is never a quibble. I've used them for over 5 years and a friend of mine supplies all his staff with their insurance. He told me that one member's wife has had £30k worth of tratment in the last 18 months...for a condition that happened before he joined the scheme. I would thoproughly recommend them.