The most expensive places to insure your car

  TOPCAT® 14:12 08 Jan 2007

and the lowest in the UK. This table is for a Ford Focus with driver, male or female, aged between 45 and 55, working in management and with a £250 excess.

Thank goodness I live in a rural area is all I can say. I can now understand why some in these expensive areas avoid buying insurance. Probably consider the fine, if caught, is much lower than the premium they would have paid. ;o) TC.

click here

  Jackcoms 14:47 08 Jan 2007

Ah, but looking at the list of cheapest places I do wonder if they actually have tarmac roads (as opposed to farm tracks) in these places?

  Mr Mistoffelees 14:59 08 Jan 2007

So, if you need motorised transport and live in Wembley or Liverpool, I suggest that you buy an electric bicycle!

  namtas 15:26 08 Jan 2007

I can see that your tongue is stuck so far in your cheek that you can not retrieve it.

  Al94 18:45 08 Jan 2007

Also, it's not a UK survey but a GB survey, Northern Ireland isn't included.

  Zero G 19:05 08 Jan 2007

I pay my rates to one of the shire counties, but my address is london, all caused through the last boundary changes, so i get to pay london price's for my insurance!

  octal 19:08 08 Jan 2007

What the hack do they base these surveys on, I live in east London, not the most salubrious area and just bought a brand new Skoda Octavia estate and the fully comp insurance came to £612 including no claims protection.

  Arthur Scrimshaw 20:20 08 Jan 2007

at the diffence (for Female drivers) between Hassocks and Worthing, I know both these areas well and they are 15 miles apart max. In fact I've got to go to Hassocks this Friday. Think I'll watch out for middle aged women driving Ford Foci (what is the plural of Focus?). Perhaps someone torched a Ford dealership nearby?

  Jak_1 20:27 08 Jan 2007

The survey is somewhat narrow to say the least and there pretty useless at as a working tool, unless you are in management that is. Take for instance the Manchester M23 based on the male in management, a pretty high figure. Most Manchester postal areas are pretty much the same when it comes to motor insurance. I am in Manchester 20 and my insurance, albeit for a '93 Ford Escort 1.3, is only £270.23. Btw I'm not in management.

  Stuartli 21:59 08 Jan 2007

I live on Merseyside (the most northerly point of the area) and fully comprehensive insurance for my VW Bora 1.6 is currently £176 - the premium was actually modestly reduced by DirectLine at the last renewal.

The cost was usually around £145-155 for several years with Axa and then DirectLine for my previous 1990 Jetta 1.6, yet the Bora's original insurance cover surprising came up only slightly higher.

Even so it was the first time I'd had a renewal reduction from an insurer in more than 40 years of insuring vehicles...:-)

Even so I still do an Internet check on whether I can get a lower price just before the annual renewal; DirectLine used to represent the highest premiums, yet currently it's proving the lowest cost insurer.

  wee eddie 23:22 08 Jan 2007

For example: Vehicle kept in locked garage in small rural village


Vehicle kept on street adjacent to City Centre Recreational Area (pubs and clubs).

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