I just got charged £28 for a few hours of being overdrawn.
DD taken. Acount goes overdrawn.
Money Paid in by me to cover it at 11am, after I realised that morning.
Bank immediately take £28 forcing account still to be overdrawn.
Account overdrawn again as the DD bounced.
This happened in the space of a few hours on the same day!
Admittedly I should have had enough cash in the account, though I didn't know exactly when the DD would have been presented. Having said that if the bank hadn't added that charge in the space of a few hours, on the same day!!, I'd have been okay!
I called the bank on the 11th to complain and they unwillingly refunded the £28 and said no other charge would be applied.