No - CPP records all your cards and important documents passprt, driving licence etc) and will replace them if, for example, you have your handbag/wallet stolen (delete as applicable! In my case, it's handbag). They give you access to your Experian file and alert you if someone else tries to access it.
There are various other benefits regarding identity theft too, as well as costs incurred if you have to replace certain things.
I reckon I'm not explaining myself very well: my card numbers are registered with PPP. If I lose one, or all, I don't have to find all the relevant phone numbers plus card numbers in order to cancel them and ask for replacements.
I know they can't replace the passport or driving licence, but provided that the docs are registered with them, they pay towards replacements.
I was just interested to hear if anyone has any expierence of other such companies, the main one of which is Sentinel, I believe.
I was with Sentinel for many years but it eventually dawned on me that I was paying for the luxury of someone keeping records that I could easily keep myself and for CC insurance that wasn't even necessary.
I know that insurance (peace of mind) is a personal thing and, as far as I know, Sentinel are rated as probably the best.
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