classic car insurance

  mkennyd 17:56 23 Sep 2008

Hi All.
Doe's anyone know at what age a car becomes a Classic, Iv'e heard insurance would be cheaper.
Have i heard right.

  wiz-king 18:08 23 Sep 2008

Over 25 years is the usual cut off. Yes the insurance can be cheaper but it usually comes with a limited mileage of 2000 to 5000 miles a year. Both the age and the mileage will vary with the company. Equity Red Star used to be a good one.

  the hick 18:37 23 Sep 2008

I had classic policy on old motorcycle. May be other constraints, like the policy is not transferable to another vehicle if you sell the car. Best to ask at 'one-make' club for a particular make of car I reckon.

  peter99co 18:51 23 Sep 2008

Join a Club for the type of car you have and the insurance company will give a competetive insurance. The Club you join will probably give you insurance details. The club are not likely to help non club members though. I depends on whether you pay subs I suppose.

  mkennyd 19:03 23 Sep 2008

All three answers are very informative.
The car club sounds a good idea.

  Proclaimer 12:58 24 Sep 2008

if the car is made after this the DVLC will not issue free tax but the insurance company may offer better rates for insurance.

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