I agree with the first paragraph, lending money at high interest rates should be a criminal offence. some of these loan companies on TV are to me preying on the already hard up section of the population.
Well, it makes a change from a free pen! Besides which, it's actually not a bad idea - every Muslim I know carries a small compass so that they can orientate on Mecca when they're travelling and need to pray. If they also carry a cc, it would save them having to rummage around for the compass each time, as they have to do now
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