I tried Acronis 11 a year ago. Unfortunately it has a dissimilar layout to Acronis 10 and that rather put me off.
However, I bought Acronis 11 today and, while it shows a similar configuration to the Windows 7 backup, it DOES allow the user to view the individual files.
As I have a spare external drive, I have now got the differing backups on separate external drives.
If you think it was overkill, it is not! My new computer died on me 4 times in the first year and the manufacturer (giving no names) replaced the HD 3 times before I INSISTED (via a letter to the MD that the cause was faulty capacitors on the motherboard. When that was replaced, the HD sprang back to life and I have had no trouble since. (fortunate for them ... I bought another 3 years cover from them!
But your suggestion did make me take another look at Acronis 11 and it is ony £24 so well worth it.