I also use Windows ME. I can open html pages in notepad from IE, and regularly edit them in notepad to make minor changes from Opera (View source).
I cannot understand why you want to do things the hard way. Why not use a Freeware web package like Arachnophilia or a DTP Program like Page Plus that can produce the code for you?
Arachnophilia Home Page: click here
Serif Home Page: click here