Sorry. That was meant to be a reply - not a new question. I believe I was suggesting the same thing as you, by pointing out that I can copy my files to the hard disk. I only mentioned I was using a card reader since it is not exactly the same as Trikie is using. Sorry if you misunderstood.
What I usually do is, after I have inserted to memory card into the card reader, I get two copies of explorer on screen, side by side, using the taskbar right click and choosing tile vertically, open one to the folder where you want the photos, the other to the card reader drive, navigate down to the photos - right click and select Copy, nove across to the other folder - right click and Paste. You could of course simply drag them across. The files should remain on your card.