Hey, I've recently started my own and used Frontpage. I realised that it didn't really give me the styles and design that I really wanted and it was too plain and boring to be honest!
I grabbed a book- learn HTML in a weekend and HTML in an instant and it's so easy and you can create the look and design that YOU want!
It's up to you, but personally, i wouldn't use a programme to create it( although I've had no experience with Dreamweaver!) and HTML is loads better and more personal! Plus, it's dead easy to learn!!