I only have/use a debit card for all PayPal transactions on Ebay and have not had any problems in 128 transactions (touch wood).
The main thing to remember is to check the sellers or buyers ratings and feedback, it is also possible to email the people who provided feedback and check with them (still not foolproof I know), if in any doubt don't trade, there are plenty of reliable traders on Ebay who make an honest living and very few conmen.
The percentages are way in your favour.
Use the Community tab to check on a trader if in doubt click here there is a forum and discussion board and it is all designed to help.
I do have a paypal account which is registered on my card and i use it often to buy,And i use it rarely to recieve payments,although my account is un verified which isn't important to me as Ill never go over the limit of £200.
Perhaps I should beg for him to let me use his card to pay ebay selling fees.
Or perhaps I should ask him, him being a bank manager,but he was wrong about me not being able to use my card for paypal so ill just ask him to look into it,or i shall email natwest.
Reading through the user agreement Unless you are supervised by your parents you should not be useing E-bay
Membership Eligibility. Our services are available only to, and may only be used by individuals who can form legally binding contracts under applicable law. Without limiting the foregoing,
our services are not available to children (persons under the age of 18) or to temporarily or indefinitely suspended eBay members. If you are a under the age of 18, you can use this service only in conjunction with, and under the supervision of your parents or guardians.
If you do not qualify, please do not use our Site. Further, your eBay account (including feedback) and User ID may not be transferred or sold to another party. If you are registering as a business entity, you represent that you have the authority to bind the entity to this Agreement.
Well I have always used my Paypal account to buy things from ebay and other sites,though its my dads ebay account but my paypal account,so he lets me buy anything I wan't (without permission) if im paying it from my account directly.