I am not quite sure exactly what "Restore" you are doing but as you have to do this every time it is obvious,as you say, that Restore Backup is not being effected. Go into MS Money opening page and I believe there is a box that says something along the lines of Inputting info later or words to that effect, or perhaps Continue. You want to get to the screen that enables you to click on File on the Toolbar. Do this and then click Restore Backup. Then click Restore from Backup. When the next screen comes up it will probably not show where your Backup file is so click Open a different Backup File. If it again does not show the location of your Backup file click Select another Backup File and direct it to where your Backup is on your PC/CD/Disk. It should,then, with a bit of luck start the restore.