Be on he look out for this one that asks for ou details. I am not with Lloyd so its a general Threat. It will lock up your mail account when you try to Delete it. Will not let you exit. So you need to close your mail then restaRT AND DELETE IT
There are so many about at the mo. I've been getting odd emails from people in my address book with links to random sites - all show as first name in lower case and surname in upper. If unsure, as you say, just delete.