click here for a walkthrough, explanation of tags and some examples.
It's impossible to give a specific example to edit yourself since you don't say what you want.
You can have a left and main, top, left and main, top, left, bottom and main frameset or any one of the inline frame possibilities.
If you get stuck ay all post back. If you have web editing software like Dreamweaver or FrontPage there is information in the helpfiles as well.