I prefer iTunes as my (older) grandchildren use it both for ripping and buying downloads. Once you get used to it , it is fine. If you have an iPad or an iPhone it is more compatible. For "POP" music I think 128Kbps is ok. One of my grandchildren's boyfriends has 20,000 tunes and a higher bit rate would take up too much space. Maybe se pop stuff to rip at 128 and classics at 192.These days purchased iTunes can be converted from AAC to MP3 if you wish. Probably the choice will be influenced on the portable devices you have or will buy.
How secure is your Wi-Fi?