First of all, I'm sorry for the title; I'm terrible at summarising things.
Last year, in early December, I subscribed for a year's hosting from Fastband. Everything was fine to begin with, but, soon enough, it was impossible to communicate with them. In the middle of this year, their site disappeared, and Fastband seemed to have shuffled off their coil. So, this December, since I only subscribed for a year, and checked the contract for no automatic continuation, I thought that it would be a case of finding a new host.
However, on the 14th, I got a really nasty surprise: I was charged, by /Fastband/, for nothing. And I was charged much more than the prior year. So, I'm landed with a debit of more than £50, an amount that I can't afford to waste, and no host. Since Fastband is appearing defunct, is there any way that I can get my money back?