Hi, ive got a contracted mobile with Orange, its a two year deal where i recive 1200 Mins Unlimited Text's 30 Mins Video talk
Per month, I pay £41 which includes the insurance & ive heard that some companies will buy your exsisting contract & pay you cash & offer you another contract with a better deal, does anyone know of this & can you direct me with a link please.?
Phones 4u may do. They offerred to buy mine out but because it still had 9 months to go there was no gain for me. Try them, but you may be dissapointed as you have a long time to go on your contract.
As far as insurance some banks have free insurance on mobile phones. Lloyds Platinum account offers this benefit for accidental damage, loss or theft, and unauthotrised calls when stolen. There is a monthly charge but it covers 2 phones and you also get other benefits such as free AA and travel insurance. May be worth you investigating. At leastr dropping the insurance should save you a bit hopefully.
My mobile is covered on my House/Contents All Risks section, so I refused the Vodafone insurance. Are you sure you are not paying twice for your phone,my Co-Op insurance is new for old and single item limit more than covers cost of mobile. But you have to watch for excess of say £50 and loss of NCD if you have it.