Laptop leasing paying half of the value upfront

  Zadas90 19:55 17 Mar 2016

Hi Im currently living in the uk and I wanted to buy a laptop but spread the costs trough a year or so (paying monthly). I know there are a lot of companies who do this, but is it possible to choose to pay half of the value up front from the start, and then pay the other half monthly? Thanks

  lotvic 22:45 17 Mar 2016

Be careful Leasing is totally different to Buying.

Leasing is like renting - you pay but it never belongs to you and you have to give it back at the end of the lease or renew the lease and keep on paying.

With new laptops available from about £300, it makes more sense to buy one outright.

  wee eddie 23:52 17 Mar 2016

How about a Bank Loan, from a real Bank.

As said by Lotvic, forget Leasing, at the end of the Term the machine is not yours, although you may chose to buy it.

A normal Lease lasts for 3 to 5 years and at the end the lessors are usually happy to let you buy the machine off them for the equivalent of 2 to 3 months rental.

Actually you can beat them down to much less than this as they don't really want the bother of having to deal with a ancient piece of equipment.

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