In this particular case my point is that if I wanted to upgrade, a loan from my employer is not an option.
A suitable option would be "I would like to sign up but my employer is not interested."
If I showed him the contents of the page that Huggy71 points to, there would be a long groan and an even longer speech about the government having better things to spend HIS money on etc. (NB: This comment does not indicate that I agree with him).
I am sure that he is not alone in his views and there must be many more small businessmen who cannot see the advantage of PC technology or are so busy, they "don't have time to learn how to use them".
You might say that this attitude will change in the future. I am not so sure because I find that whilst many young people are happy to use PCs for games or the internet they are not so interested when it becomes work related.
Maybe I'm missing the point. Is this innitiative aimed at bigger employers who rely on technology?
in this scheme (called HCI - for Home Computer Initiative) there's not much you can do about it. The scheme doesn't mean that employers need to be interested in technology, it allows them to lend computers to staff for their own use. The employer gets a tax break.
The employer doesn't necessarily have to be interested in computer technology, although nowadays one that doesn't is being rather silly. The government isn't spending your employer's money with this scheme, it's actually allowing him to save some.
Most HCI schemes are cost neutral as many employers choose to use salary sacrifice arrangements to offset the costs of administration and implementation. Where salary sacrifice is used, the employee accepts a reduction in their gross annual salary in return for the use of a loaned computer. Depending on the nature and scale of an HCI implementation, an employer may be in a position to generate operational savings through a reduction in National Insurance contributions on the amount of their employees' salaries sacrificed.