I do not know if this is the right place to ask for help, but here goes. A few months ago,I joined a supposedly reputable organisation.A product of that company,paid for,(130$),was never produced.I asked for refund,and all I got was various excuses,and no money.Is there any organisation I can get in touch with that can help me? Is there anyone who has or is going through this type of fraud and has got the answer. MANY THANKS PACKMAN9
For a fraud to exist you must show that the other party deliberately took your money with no intention of providing the goods - and I doubt that you could do that.
You say that this is a "supposedly reputable organisation" and that leads me to believe that they are fairly well-known. Why don't you provide us with a little more detail - it will not harm your case in any way, and may enable us to be more helpful. Just tell us:
1. The organisation's name.
2. The nature of the goods you ordered.
3. When you ordered them, and when you first contacted the organisation about non-delivery.
4. The 'excuses' you have been given.
If you're not keen to do that then I suggest you:-
Write to the organisation by special delivery (not recorded post). Address your letter to the company secretary if it's a PLC company, or to the chief executive if it's not. Tell them that unless they deliver the goods or refund your money within seven days of the date of your letter you will take immediate action against them via the small claims court, without further reference to them.
The fact that you quoted the cost of the goods in American dollars indicates that the organisation might be based in America. If that's the case there is not going to be much you can do - action in the American courts just would be difficult, protracted, and would not be cost-effective for an order worth $130.
The company in question is now known as Pay-ace,a combination of two organisations,Privy-pay & champay. The article I paid for was a virtual credit card for use on the IT.excuses given was that banks were reluctant to give too many of these cards, that despite a written promise of a card within the space of a few days,it was then explained that a few days meant upto two months. THANKS PACKMAN9