Have you, like me, opened a Esaver account with alliance, paying 6.5% ( when It opened a few months ago). It has now dropped to 3.23% (December 1 2008). They have opened Esaver 2 , paying 5%-- but for how long?
As Base Rate is now 2%, you will be lucky to get 3% or more on variable rate deposits. Some of my accounts are still at 6% (Tesco) & 5.5% (Newcastle) but I am sure these will come down soon. No point in complaining !